About Atlas by TBO Bank

About TBO BankKim McReynolds2024-10-04T09:09:54-05:00

Serving Orrick & Ray County for over 100 years.

TBO Bank has focused on meeting the needs of its customers since it was founded in July 2, 1902. Now, with Atlas Personal Finance, TBO Bank is pleased to usher in new possibilities in the way they provide financial service to the community.

Atlas gives customers convenient access to funds, without compromising the security and dependability that TBO Bank has been known for throughout its history.

TBO Bank has focused on meeting the needs of its customers since it was founded in July 2, 1902. Now, with Atlas Lending, TBO Bank is pleased to usher in new possibilities in the way they provide financial service to the community.

Atlas gives customers convenient access to funds, without compromising the security and dependability that TBO Bank has been known for throughout its history.

Loans are issued and serviced by
TBO Bank
P.O. Box 199
Orrick, MO 64077

*Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

IMPORTANT DISCLOSURES

This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Atlas by TBO Bank loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process. Atlas by TBO Bank reviews your information in real-time to determine whether your information meets its lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.

Availability of loans are subject to change at any time at the sole discretion of Atlas by TBO Bank. Rates, terms and conditions apply.

Atlas by TBO Bank is a brand of TBO Bank. Loans are issued and serviced by TBO Bank.

info@atlaspersonalfinance.com

QUICK LINKS

RESOURCES

Installment loans are issued and serviced by
TBO Bank
P.O. Box 199
Orrick, MO 64077