Atlas Installment Loans

Fixed-rate, no-collateral personal loans up to $4,000

Atlas Installment LoansAtlas2024-02-16T08:53:15-06:00

Why Atlas Installment Loans?

Fast*

Whatever financial need brings you to Atlas, we’re happy to lend a hand. Your application takes minutes to complete and you’ll know almost immediately if you’ve been approved. The best part is you receive funds straight to your account in as little as one business day.

Flexible

We may deliver funds fast, but we allow you to repay over time. However, we won’t penalize those customers who decide to pay their loans off more aggressively with early payoff fees. This makes us the smart alternative to payday lenders, title loans, and bank overdraft fees.

Reliable

Atlas Loans are designed to help you handle life events as they come up, while building a better financial future. Through consistent, on-time payments, you can build your credit and free yourself from the cycle of debt.

FAQs

How does an installment loan work?

Atlas offers no-collateral, unsecured personal installment loans. The loan is repaid over time with a set number of scheduled payments, though you can pay off your loan or make additional payments at any time without additional fees or penalties.

Atlas personal loans are repaid over time. First payment is due on your next pay date. Payment frequency varies depending on your loan offer, but payments are generally due either weekly or every other week.

How do I apply?

Our application is an automated online process. It only takes a few minutes to apply, and you will receive a decision instantly.* If approved, you will receive funds within one business day of signing your online loan agreement.

To apply, you’ll need to provide the following information:

your personal information
residence details
employment information
income information

What are the interest rates?

Rates and terms are based on your credit, employment, and loan repayment history, as well as a number of other factors. If you are approved, you will be able to review your rate and terms before accepting.

How long does it take to get approved?

Once your application is complete, you will receive an immediate decision online.* If approved, you will receive an official loan offer with details about loan amount, payment terms, and rate. From there, it’s just a few clicks to finalize your loan and sign your online loan agreement. Once complete, you will receive your money in as little as one business day.

Atlas by Bank of Orrick

Loans are issued and serviced by
Bank of Orrick
P.O. Box 199
Orrick, MO 64077

*Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

IMPORTANT DISCLOSURES

This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Atlas by Bank of Orrick loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process. Atlas by Bank of Orrick reviews your information in real-time to determine whether your information meets its lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.

Availability of loans are subject to change at any time at the sole discretion of Atlas by Bank of Orrick.

Atlas by Bank of Orrick is a brand of Bank of Orrick. Loans are issued and serviced by Bank of Orrick.

Atlas by Bank of Orrick

info@atlaspersonalfinance.com

QUICK LINKS

Installment Loans

About Bank of Orrick

RESOURCES

Responsible Lending

SMS Terms of Service

Lending Locations

© Copyright 2024 Atlas by Bank of Orrick. All rights reserved.

Atlas by Bank of Orrick

Installment loans are issued and serviced by
Bank of Orrick
P.O. Box 199
Orrick, MO 64077

*Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

IMPORTANT DISCLOSURES

This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Atlas by Bank of Orrick loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process. Atlas by Bank of Orrick reviews your information in real-time to determine whether your information meets its lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.

Availability of loans are subject to change at any time at the sole discretion of Atlas by Bank of Orrick.

Atlas by Bank of Orrick is a brand of Bank of Orrick. Loans are issued and serviced by Bank of Orrick.

Atlas by Bank of Orrick

info@atlaspersonalfinance.com

QUICK LINKS

Installment Loans

About Bank of Orrick

RESOURCES

Responsible Lending

SMS Terms of Service

Lending Locations

© Copyright 2024 Atlas by Bank of Orrick. All rights reserved.