Why Atlas Installment Loans?


Whatever financial need brings you to Atlas, we’re happy to lend a hand. Your application takes minutes to complete and you’ll know almost immediately if you’ve been approved. The best part is you receive funds straight to your account in as little as one business day.


We may deliver funds fast, but we allow you to repay over time. However, we won’t penalize those customers who decide to pay their loans off more aggressively with early payoff fees. This makes us the smart alternative to payday lenders, title loans, and bank overdraft fees.


Atlas Loans are designed to help you handle life events as they come up, while building a better financial future. Through consistent, on-time payments, you can build your credit and free yourself from the cycle of debt.


How does an installment loan work?

Atlas offers no-collateral, unsecured personal installment loans. The loan is repaid over time with a set number of scheduled payments, though you can pay off your loan or make additional payments at any time without additional fees or penalties.

Atlas personal loans are repaid over time. First payment is due on your next pay date. Payment frequency varies depending on your loan offer, but payments are generally due either weekly or every other week.

How do I apply?

Our application is an automated online process. It only takes a few minutes to apply, and you will receive a decision instantly.* If approved, you will receive funds within one business day of signing your online loan agreement.

To apply, you’ll need to provide the following information:

  • your personal information
  • residence details
  • employment information
  • income information
What are the interest rates?

Rates and terms are based on your credit, employment, and loan repayment history, as well as a number of other factors. If you are approved, you will be able to review your rate and terms before accepting.

How long does it take to get approved?

Once your application is complete, you will receive an immediate decision online.* If approved, you will receive an official loan offer with details about loan amount, payment terms, and rate. From there, it’s just a few clicks to finalize your loan and sign your online loan agreement. Once complete, you will receive your money in as little as one business day.